Attention homeowners in Naples and Collier County: Get an Appraisal today!

Check out the top seven reasons why FL homeowners hire Donald Richmond (239)598-1160:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a FL property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a FL divorce, where property needs to be divided
  7. Settle an estate in FL by determining the true market value of real estate in question

Do you own a house in or near Naples? Do you need help deciding the price of your real estate?
Contact Donald Richmond (239)598-1160.

We at Donald Richmond (239)598-1160 understand the special needs of a customer after appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. Being a homeowner that probably doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Donald Richmond (239)598-1160 will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.

Challenging Collier county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Donald Richmond (239)598-1160 is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Donald Richmond (239)598-1160 can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.